Bay Area Attorneys Protecting Car Accident Victims Serving Injured People Throughout California
By law, all California drivers must have auto insurance. However, the fact that car insurance is required doesn’t necessarily mean that everyone actually has insurance or that they have enough insurance to cover injuries and damages they might cause you in an accident. In fact, the law only requires drivers to carry $15,000 of auto insurance (called policy limits). With the exorbitant costs of medical care these days, one visit to the emergency room following an accident could exceed this low policy limit. If you then start adding in other typical accident-related expenses like rehabilitation, medications, and lost wages, the $15,000 minimum required insurance is completely insufficient to make you whole.
When that situation arises, you may be able to collect the compensation you’re entitled to from your own insurer under the Underinsured Motorist protection that you paid for when you purchased your automobile policy. Similarly, when the negligent driver has no auto insurance at all, you may be able to collect under your Uninsured Motorist coverage.
Unfortunately, the process of collecting on your Uninsured or Underinsured Motorist benefits is not simple. Even though you are making a claim against your own insurer, they are entitled to step into the shoes of the other driver and defend the case as if they represented the other driver. This makes the process adversarial and it often closely resembles the process of suing a negligent driver in court. Your attorneys need to prepare the case as if it were going to court or be prepared to try your case in front of an Arbitrator.
Please keep in mind that insurers, even your own insurer, will be trying to minimize the amount they pay out on your claim. Before you give any written or recorded statements to representatives from any insurance company, even your own, you should consult with a knowledgeable personal injury attorney. Failing to do so could make resolving your case more difficult.
DID YOU KNOW THAT … Even if you are Pedestrian, and you are injured by a negligent driver who is either uninsured or under insured, you may still be able to collect benefits under the uninsured or underinsured motorist coverage of your auto policy! Call us and we’ll explain how.
If you’ve been injured by a driver who has no coverage, or a policy limit that is insufficient to cover your injuries and damages, we can help. We’ve handled many serious cases where some or even all of the compensation comes from our client’s uninsured or underinsured motorists coverage. Our attorneys have decades of combined experience, and we’ve helped countless injured victims with their uninsured or underinsured motorist claims.
Contact Delfino Green & Green in San Rafael, California
We want to make working with us as easy as possible. Our firm offers a
free initial consultation with a 24 hour response time and works on a contingency fee basis -
we don't get paid unless you get paid.
Spanish-language services and evening appointments are available for the convenience of our clients. In appropriate cases, where you are unable to visit our offices, we will come to you for your free initial consultation.
For help with a personal injury claim, contact Delfino Green & Green. We can be reached by phone at 415.442.4646 or by filling out the client form on the Contact Us page.
